6 Things you must know about Office Contents Insurance

 

 

1.  What is Office Contents Insurance?

Most companies have Business Insurance, but that does not always entail that everything inside your company is insured too. In order for a company to run efficiently the contents of an office are important. Should something happen to the equipment you could face business interruption and huge loss in profit. 

2.  Who needs Office Contents Insurance?

Any business owner who needs a packaged policy designed for all types of offices, whether based in the home, a surgery or an office block. Almost all businesses should have some form of insurance. Any business that owns office furniture, kitchen appliances, stationery etc should consider taking insurance to ensure that these items are protected against theft or damage.

3.  Why should you take out Office Contents Insurance?

Insurance costs a fraction of the price of replacing your assets if these are damaged or stolen, or reimbursing losses you caused. Taking out this insurance is a frugal way to ensure that your business will survive through all the trials & tribulations it will face.

4.  How much does Office Contents Insurance cost?

We have a large book of clients with many different insurance companies, thus we will be able to find the most beneficial policy with the cheapest premiums for your business.

5.  Typical Claims incurred on Office Contents Insurance policies

The most common claims on these policies involve burglaries into the business. The most expensive claims tend to be caused by fires, trapped water, lightning damage, & violent storms as well as damaged office furniture, kitchen appliances, stationery etc. The most expensive element of these claims is the profit that is lost whilst the damage is being repaired.

6.  What other insurance should be considered along with Office Contents Insurance?

Ask for quotations on Business Interruption and Business Insurance.